Bank Of America® Customized Cash Rewards Secured Credit Card
A no-annual-fee cashback secured card from Bank of America, National Association.
Cash backSecured
Bank of America, National Association
- Annual fee
- $0
- Purchase APR
- 27.49–27.49%variable
- Foreign transaction
- 3%
Earn Rules
| Gas | 3.00% |
| Online Shopping | 3.00% |
| Dining | 3.00% |
| Travel | 3.00% |
| Pharmacy | 3.00% |
| Home Improvement | 3.00% |
| Grocery | 2.00% |
| All Other | 1.00% |
Temporary earning
Limited-time promos or rotating categories. Excluded from Net Annual Value because these expire.
| Gas | 6.00%intro |
| Online Shopping | 6.00%intro |
| Dining | 6.00%intro |
| Travel | 6.00%intro |
| Pharmacy | 6.00%intro |
| Home Improvement | 6.00%intro |
Signup Bonus
Secured cards are not eligible for a new account bonus, like a cash rewards bonus offer, and introductory APRs are not available.
This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.
Who This Card Makes Sense For
- People who occasionally carry a balance. With no annual fee on top, the interest is the only cost.
- People rebuilding credit, where a secured card's math takes a back seat to establishing (or repairing) a payment history.
Where This Came From
Wondering if this card pays off for your situation? Is the Bank Of America® Customized Cash Rewards Secured Credit Card worth it? →
Cards in the Same Fee Tier That Score Higher
A similar annual fee, ranked higher at the default profile.
- Visa® Max Cash Secured Card$600 (+$219)
- Visa® Max Cash Secured Card$600 (+$219)
- Capital One Quicksilver Secured Rewards Credit Card$465 (+$84)