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Savor Rewards For Students card

Savor Rewards For Students

A $100-annual-fee cashback student card from Capital One, National Association.

Cash backStudent

Capital One, National Association

Annual fee
$100
Purchase APR
18.49–28.49%variable
Signup bonus
$100
Foreign transaction
None

Earn Rules

Entertainmentthrough the Capital One Entertainment ticketing platform8.00%
Travel5.00%booked through Capital One Travel
Grocery3.00%
Dining3.00%
Entertainment3.00%
Streaming3.00%
All Other1.00%

Statement Credits

Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.

up to $50 in travel credit for the differenceyearSource ↗$50/yr
Total credits / year we count$50

The total counts each credit at face value, and only the ones reachable at this spending level.

Signup Bonus

Earn a $100 cash bonus once you spend $300 within the first 3 months from account opening

Value: $100 · Spend $300 in 3 months

This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.

Who This Card Makes Sense For

  • People who reliably pay their balance in full each month. The 28.49% APR would wipe out the card's other benefits within a single billing cycle of revolving.
  • Students starting to build credit, where the reward math is a bonus, not the main reason.

Where This Came From

Wondering if this card pays off for your situation? Is the Savor Rewards For Students worth it? →