Disney® Inspire Visa® Card
A $149-annual-fee points card from JPMorgan Chase Bank, National Association, with a $500 signup bonus.
JPMorgan Chase Bank, National Association · VISA
- Annual fee
- $149
- Purchase APR
- 18.24–27.74%variable
- Signup bonus
- $500
- Foreign transaction
- None
Earn Rules
| Streaming | 10x Chasedirectly at DisneyPlus.com, Hulu.com or Stream.ESPN.com |
| Gas | 3x Chase |
| Grocery | 2x Chase |
| Dining | 2x Chase |
| All Other | 1x Chase |
Points are converted to cash at a conservative per-program rate. Most programs publish no guaranteed cash value, so those rates are estimates of typical redemption value, not guarantees. Actual value depends on how you redeem. See how we value points →
Rates with strings attached
These apply only at a specific brand, or need something beyond how you spend, like a balance held with the issuer or a status tier. They are real, but we do not count them in the value above, which uses the rates any cardholder earns on ordinary spending.
| at most U.S. Disney locations | 3x Chase |
Statement Credits
Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.
| $200 Disney Rewards Dollars after spending $2,000 per anniversary year on U.S. Disney Resort stays and Disney Cruise Line bookingsyearSource ↗ | $200/yr |
| $10 statement credit each month after spending $10 or more on qualifying subscriptions directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com. Yearly activation required.monthlySource ↗ | $120/yr |
| $100 Statement Credit after spending $200 per anniversary year on U.S. Disney Theme Park TicketsyearSource ↗ | $100/yr |
| Up to $10 off quarterly on non-restaurant DoorDash ordersquarterlySource ↗ | $40/yr |
| Total credits / year we count | $460 |
The total counts each credit at face value, and only the ones reachable at this spending level.
Signup Bonus
Get a $300 Disney Gift Card eGift to use today upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.
Value: $500 · Spend $1,000 in 3 months
This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.
Who This Card Makes Sense For
- People who reliably pay their balance in full each month. The 27.74% APR would wipe out the card's other benefits within a single billing cycle of revolving.
Wondering if this card pays off for your situation? Is the Disney® Inspire Visa® Card worth it? →
Cards in the Same Fee Tier That Score Higher
A similar annual fee, ranked higher at the default profile.
- Hilton Honors American Express Surpass® Card$972 (+$304)
- Delta SkyMiles® Gold American Express Card$859 (+$190)