Ink Business Premier® Credit Card
A $195-annual-fee cashback business card from JPMorgan Chase Bank, National Association, with a $1,000 signup bonus.
JPMorgan Chase Bank, National Association · VISA
- Annual fee
- $195
- Purchase APR
- 17.74–28.49%variable
- Signup bonus
- $1,000
- Foreign transaction
- None
Earn Rules
| Travel | 5.00%purchased through Chase TravelSM |
| All Other | 2.00% |
| All Otheron every purchase of $5,000 or more | 2.50% |
Temporary earning
Limited-time promos or rotating categories. Excluded from Net Annual Value because these expire.
| Travel | 5.00%intro |
Statement Credits
Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.
| DashPass + monthly DoorDash creditmonthly | $120/yr |
| Total credits / year we count | $120 |
Why this differs from the issuer's headline number. Card marketing sums every credit at full value and assumes you use all of them. We count each credit at face value too, but only the ones shown above. A credit you won't use is worth $0 to you, so the honest number for most people is lower than the brochure. Decide which ones fit your life; the calculator counts what you tell it to.
Signup Bonus
Earn $1,000 bonus cash back after you spend $10,000 on purchases in your first 3 months from account opening.
Value: $1,000 · Spend $10,000 in 3 months
This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.
Who This Card Makes Sense For
- People who reliably pay their balance in full each month. The 28.49% APR would wipe out the card's other benefits within a single billing cycle of revolving.
- People who will spend $3,333 a month for the next 3 months anyway — that clears the $10,000 required for the $1,000 bonus, which covers the $195 fee and then some in year one.
- Small-business owners or freelancers with a distinct expense pool. Separating business spending from personal helps at tax time regardless of the rewards math.
Wondering if this card pays off for your situation? Is the Ink Business Premier® Credit Card worth it? →
Other Cards in the Same Fee Tier
A similar annual fee, ranked at the default profile.