Cibc Select Visa* Card

Statement Credits?Annual dollar credits the card issues automatically or via reimbursement, such as travel credits, Uber Cash, CLEAR, hotel night certificates, and similar. Counted at face value in the math; you decide which ones you'd actually use.

Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.

Why this differs from the issuer's headline number. Card marketing sums every credit at full value and assumes you use all of them. We count each credit at face value too, but only the ones shown above. A credit you won't use is worth $0 to you, so the honest number for most people is lower than the brochure. Decide which ones fit your life; the calculator counts what you tell it to.

Signup Bonus?A one-time reward for opening the card and meeting a spend requirement. The full bonus counts toward the card's Year 1 value (only when your spend qualifies) and is excluded from its ongoing value.

Transfer your credit card balance of $100 or more — get 0% interest for up to 10 months with a 1% transfer fee and a first year annual fee rebate.

Value: $29 · Spend $100 in 10 months

This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.

Where This Came From

• APR range“13.99%”
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• Annual fee“$29 — first year rebated”
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Wondering if this card pays off for your situation? Is the Cibc Select Visa* Card worth it? →