Citizens Summit® World Mastercard®
A no-annual-fee cashback card from Citizens Bank, National Association.
Cash back
Citizens Bank, National Association · MASTERCARD
- Annual fee
- $0
- Purchase APR
- 17.49–27.49%variable
- Foreign transaction
- 5%
Earn Rules
| Dining | 3.00% |
| All Other | 1.50% |
Statement Credits
Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.
| Get three months of free deliveries with Instacart+ and $10 off your second order each month, and avoid the grocery store checkout lines.monthlySource ↗ | $120/yr |
| Earn $5 in Lyft credit when you take three eligible rides in the same month.monthlySource ↗ | $60/yr |
| Save when you tap and go with your Summit card and receive a $2.50 statement credit when you spend $10 or more each month at participating transit locations.monthlySource ↗ | $30/yr |
| Total credits / year we count | $210 |
The total counts each credit at face value, and only the ones reachable at this spending level.
Who This Card Makes Sense For
- People who occasionally carry a balance. With no annual fee on top, the interest is the only cost.
Where This Came From
Wondering if this card pays off for your situation? Is the Citizens Summit® World Mastercard® worth it? →
Cards in the Same Fee Tier That Score Higher
A similar annual fee, ranked higher at the default profile.
- DoorDash Rewards Mastercard®$726 (+$43)
- Fifth Third 1.67% Cash/Back Card$701 (+$18)