Visa® Max Cash Secured Card
A no-annual-fee cashback secured card from Columbia Bank.
Cash backSecured
Columbia Bank · VISA
- Annual fee
- $0
- Purchase APR
- 28.49–28.49%variable
- Foreign transaction
- 3%
Earn Rules
| All Other | 1.00% |
| All Otheron your one chosen 2% category | 2.00% |
Temporary earning
Limited-time promos or rotating categories. Excluded from Net Annual Value because these expire.
| Rotating | 5.00%rotating |
Rates with strings attached
These apply only at a specific brand, or need something beyond how you spend, like a balance held with the issuer or a status tier. They are real, but we do not count them in the value above, which uses the rates any cardholder earns on ordinary spending.
| at Wholesale clubs, discount stores/supercenters such as Target and Walmart | 1.00% |
| at Wholesale clubs, discount stores/supercenters such as Target and Walmart | 1.00% |
Who This Card Makes Sense For
- People who occasionally carry a balance. With no annual fee on top, the interest is the only cost.
- People rebuilding credit, where a secured card's math takes a back seat to establishing (or repairing) a payment history.
Where This Came From
Wondering if this card pays off for your situation? Is the Visa® Max Cash Secured Card worth it? →
Other Cards in the Same Fee Tier
A similar annual fee, ranked at the default profile.