Costco Anywhere Visa® Business Card By Citi

Name: Costco Anywhere Visa® Business Card By Citi
Brand: Citibank, National Association
Price: 366.84 USD
Availability: InStock

A no-annual-fee cashback business card from Citibank, National Association.

Cash backStore co-brandBusiness

Citibank, National Association · VISA

Annual fee: $0
Purchase APR: 18.74–26.74%variable
Foreign transaction: None

You need a membership to get this card. Requires a paid Costco membership, which you must keep active to use the card. We still rank it on the same math as every other card, and this requirement is not part of that math — so factor the membership (and any cost) into your own decision. Membership details.

Your NAV

Try your own numbers

Spending

Monthly spend$2,500

Enter what you spend per category each month. Anything left blank counts as $0.

GroceryDiningGasTravelEverything else

Revolving balance$0

Spending we calculated on

Monthly$2,500

Annual$30,000

What this card would give you

Cashback	$367
Subtotal	$367

You'd earn $367 in value over the year.

What it would cost you

Annual fee	$0
Subtotal	$0

You'd pay $0 to hold the card.

Year 1 value$367

Ongoing / yr$367

Year 1 matches every year after: this card has no signup bonus or first-year fee waiver.

Net Annual Value$367

Net: an estimated $367 ahead over the year at your profile.

Earn Rules

Gas	4.00%
Dining	3.00%
Travel	3.00%
All Other	1.00%

Rates with strings attached

These apply only at a specific brand, or need something beyond how you spend, like a balance held with the issuer or a status tier. They are real, but we do not count them in the value above, which uses the rates any cardholder earns on ordinary spending.

at Costco warehouse locations worldwide	5.00%
from Costco and Costco.com	2.00%

Signup Bonus

The Costco Anywhere Visa® Business Card by Citi does not currently have a special introductory offer.

· Spend $0

This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.

Who This Card Makes Sense For

People who occasionally carry a balance. With no annual fee on top, the interest is the only cost.
People whose purchases are mostly with Citibank, National Association. The 5.00% is where this card beats a general-purpose one, and it only applies to that spending.
Small-business owners or freelancers with a distinct expense pool. Separating business spending from personal helps at tax time regardless of the rewards math.

Where This Came From

APR range“18.74% – 26.74%”
Source ↗
Annual fee“$0”
Source ↗

Wondering if this card pays off for your situation? Is the Costco Anywhere Visa® Business Card By Citi worth it? →

Cards in the Same Fee Tier That Score Higher

A similar annual fee, ranked higher at the default profile.

Ink Business Unlimited® Credit Card$690 (+$323)
TD Business Solutions Credit Card$600 (+$233)
Signify Business Cash® Card$600 (+$233)