Key Secured Credit Card®
A no-annual-fee secured card from KeyBank National Association.
Secured
KeyBank National Association · MASTERCARD
- Annual fee
- $0
- Purchase APR
- 26.49–26.49%variable
- Foreign transaction
- 3%
Statement Credits
Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.
| The monthly maintenance service charge on the Key Active Saver account will be waived for Key Secured Credit Card clients.yearSource ↗ | $48/yr |
| Total credits / year we count | $48 |
Why this differs from the issuer's headline number. Card marketing sums every credit at full value and assumes you use all of them. We count each credit at face value too, but only the ones shown above. A credit you won't use is worth $0 to you, so the honest number for most people is lower than the brochure. Decide which ones fit your life; the calculator counts what you tell it to.
Who This Card Makes Sense For
- People who occasionally carry a balance. With no annual fee on top, the interest is the only cost.
- People rebuilding credit, where a secured card's math takes a back seat to establishing (or repairing) a payment history.
Where This Came From
Wondering if this card pays off for your situation? Is the Key Secured Credit Card® worth it? →