TD FlexPay Credit Card
A no-annual-fee card from TD Bank, National Association.
TD Bank, National Association · VISA
- Annual fee
- $0
- Purchase APR
- 17.49–25.49%variable
- Foreign transaction
- 3%
Statement Credits
Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.
| We'll automatically refund your first late fee each year.yearSource ↗ | $40/yr |
| Total credits / year we count | $40 |
Why this differs from the issuer's headline number. Card marketing sums every credit at full value and assumes you use all of them. We count each credit at face value too, but only the ones shown above. A credit you won't use is worth $0 to you, so the honest number for most people is lower than the brochure. Decide which ones fit your life; the calculator counts what you tell it to.
Who This Card Makes Sense For
- People who occasionally carry a balance. With no annual fee on top, the interest is the only cost.
Where This Came From
Wondering if this card pays off for your situation? Is the TD FlexPay Credit Card worth it? →