U.s. Bank Cash+® Secured Visa® Card
A no-annual-fee cashback secured card from U.S. Bank National Association.
Cash backSecured
U.S. Bank National Association · VISA
- Annual fee
- $0
- Purchase APR
- 28.49–28.49%variable
- Foreign transaction
- 3%
Earn Rules
| Travel | 5.00%booked directly in the Travel Center |
| All Other | 1.00% |
Temporary earning
Limited-time promos or rotating categories. Excluded from Net Annual Value because these expire.
| Rotating | 5.00%rotating |
| Rotating | 2.00%rotating |
Who This Card Makes Sense For
- People who occasionally carry a balance. With no annual fee on top, the interest is the only cost.
- People rebuilding credit, where a secured card's math takes a back seat to establishing (or repairing) a payment history.
Where This Came From
Wondering if this card pays off for your situation? Is the U.s. Bank Cash+® Secured Visa® Card worth it? →
Cards in the Same Fee Tier That Score Higher
A similar annual fee, ranked higher at the default profile.
- Visa® Max Cash Secured Card$600 (+$283)
- Visa® Max Cash Secured Card$600 (+$283)
- Capital One Quicksilver Secured Rewards Credit Card$465 (+$148)