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Hilton Honors American Express Card card

Hilton Honors American Express Card

A no-annual-fee miles card from American Express National Bank.

MilesHotel co-brand

American Express National Bank · AMEX

Annual fee
$0
Purchase APR
19.49–28.49%variable
Signup bonus
$100
Foreign transaction
None

Earn Rules

Dining500.00%
Grocery500.00%
Gas500.00%
All Other300.00%

Rates with strings attached

These apply only at a specific brand, or need something beyond how you spend, like a balance held with the issuer or a status tier. They are real, but we do not count them in the value above, which uses the rates any cardholder earns on ordinary spending.

directly with hotels and resorts in the Hilton portfolio700.00%

Signup Bonus

Earn 100,000 Hilton Honors Bonus Points And A $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express Card within your first 6 months of Card Membership.

Value: $100 · Spend $2,000 in 6 months

This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.

Who This Card Makes Sense For

  • People who occasionally carry a balance. With no annual fee on top, the interest is the only cost.
  • People whose stays are mostly with American Express National Bank. The 7x is where this card beats a general-purpose one, and it only applies to that spending.

Where This Came From

Wondering if this card pays off for your situation? Is the Hilton Honors American Express Card worth it? →

Cards in the Same Fee Tier That Score Higher

A similar annual fee, ranked higher at the default profile.