British Airways Visa Signature® Credit Card
A $95-annual-fee miles card from JPMorgan Chase Bank, National Association, with a $750 signup bonus.
JPMorgan Chase Bank, National Association · VISA
- Annual fee
- $95
- Purchase APR
- 19.24–27.74%variable
- Signup bonus
- $750
- Foreign transaction
- None
Earn Rules
| Travel | 2.00%booked directly with the hotel |
| All Other | 1.00% |
Rates with strings attached
These apply only at a specific brand, or need something beyond how you spend, like a balance held with the issuer or a status tier. They are real, but we do not count them in the value above, which uses the rates any cardholder earns on ordinary spending.
| on British Airways, Aer Lingus, and Iberia flight purchases | 3.00% |
Statement Credits
Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.
| Up to $600 Reward Flight Statement Credits: Receive statement credits of $100 for Economy and Premium Economy - or $200 for Business and First Class seats - three times per year, up to $600, when you book a Reward Flight travelling on British Airways and pay taxes, fees and carrier charges with the British Airways Visa Signature® Credit Card.yearSource ↗ | $600/yr |
| Travel Together Ticket: Earn a Travel Together Ticket every calendar year you make $30,000 in purchases on your British Airways credit card. Valid for two years when you redeem Avios for a flight on British Airways for a companion traveling on the same flight, or use it for a 50% discount on the Avios price you pay when booking a solo reward flight.yearSource ↗ | $400/yr |
| Up to $10 Off Quarterly on DoorDash Non-Restaurant OrdersquarterlySource ↗ | $40/yr |
| Total credits / year we count | $1,040 |
The total counts each credit at face value, and only the ones reachable at this spending level.
Signup Bonus
Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.
Value: $750 · Spend $5,000 in 3 months
This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.
Who This Card Makes Sense For
- People who reliably pay their balance in full each month. The 27.74% APR would wipe out the card's other benefits within a single billing cycle of revolving.
- People who will spend $1,667 a month for the next 3 months anyway. That clears the $5,000 required for the $750 bonus, which covers the $95 fee and then some in year one.
- People whose flights are mostly with JPMorgan Chase Bank, National Association. The 3.00% is where this card beats a general-purpose one, and it only applies to that spending.
Wondering if this card pays off for your situation? Is the British Airways Visa Signature® Credit Card worth it? →
Other Cards in the Same Fee Tier
A similar annual fee, ranked at the default profile.
- Iberia Visa Signature® Credit Card$1,245 ($4)
- Marriott Bonvoy Boundless® Credit Card$1,149 ($101)
- IHG One Rewards Premier Credit Card$965 ($285)