Chase Freedom Flex® Credit Card

Earn Rules?How much you earn back per dollar in each spending category. Cashback cards show these as percentages (2% back on groceries). Points/miles cards show them as multipliers (3x on dining). The math applies each rule to your spending in that category to compute total rewards for the year.

Statement Credits?Annual dollar credits the card issues automatically or via reimbursement, such as travel credits, Uber Cash, CLEAR, hotel night certificates, and similar. Counted at face value in the math; you decide which ones you'd actually use.

Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.

The total counts each credit at face value, and only the ones reachable at this spending level.

Signup Bonus?A one-time reward for opening the card and meeting a spend requirement. The full bonus counts toward the card's Year 1 value (only when your spend qualifies) and is excluded from its ongoing value.

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.

Value: $200 · Spend $500 in 3 months

This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.

Who This Card Makes Sense For

• People who occasionally carry a balance. With no annual fee on top, the interest is the only cost.

Where This Came From

• Annual fee“$0”
  Source ↗⚑
• APR range“29.99% – 27.74%”
  Source ↗⚑
• Intro APR“0%”
  Source ↗⚑
• Foreign transaction fee“3%”
  Source ↗⚑

Wondering if this card pays off for your situation? Is the Chase Freedom Flex® Credit Card worth it? →

Cards in the Same Fee Tier That Score Higher

A similar annual fee, ranked higher at the default profile.

• DoorDash Rewards Mastercard®$726 (+$339)
• Fifth Third 1.67% Cash/Back Card$701 (+$314)
• Citizens Summit® World Mastercard®$683 (+$295)