Marriott Bonvoy Bountiful® Credit Card
A $250-annual-fee miles card from JPMorgan Chase Bank, National Association, with a $850 signup bonus.
JPMorgan Chase Bank, National Association · VISA
- Annual fee
- $250
- Purchase APR
- 19.24–27.74%variable
- Signup bonus
- $850
- Foreign transaction
- None
Earn Rules
| Grocery | 4x Marriott |
| Dining | 4x Marriott |
| All Other | 2x Marriott |
Points are converted to cash at a conservative per-program rate. Most programs publish no guaranteed cash value, so those rates are estimates of typical redemption value, not guarantees. Actual value depends on how you redeem. See how we value points →
Rates with strings attached
These apply only at a specific brand, or need something beyond how you spend, like a balance held with the issuer or a status tier. They are real, but we do not count them in the value above, which uses the rates any cardholder earns on ordinary spending.
| at hotels participating in Marriott Bonvoy® | 6x Marriott |
Statement Credits
Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.
| Free Night Award every calendar year, after $15,000 in spend, valid for a one night hotel stay at a property with a redemption level of up to 50,000 points.yearSource ↗ | $350/yr |
| $10 off quarterly on non-restaurant DoorDash ordersquarterlySource ↗ | $40/yr |
| Total credits / year we count | $390 |
The total counts each credit at face value, and only the ones reachable at this spending level.
Signup Bonus
Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening.
Value: $850 · Spend $4,000 in 3 months
This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.
Who This Card Makes Sense For
- People who reliably pay their balance in full each month. The 27.74% APR would wipe out the card's other benefits within a single billing cycle of revolving.
- People who will spend $1,333 a month for the next 3 months anyway. That clears the $4,000 required for the $850 bonus, which covers the $250 fee and then some in year one.
- People whose stays are mostly with JPMorgan Chase Bank, National Association. The 6x is where this card beats a general-purpose one, and it only applies to that spending.
Wondering if this card pays off for your situation? Is the Marriott Bonvoy Bountiful® Credit Card worth it? →
Cards in the Same Fee Tier That Score Higher
A similar annual fee, ranked higher at the default profile.
- Hilton Honors American Express Surpass® Card$972 (+$358)
- Delta SkyMiles® Gold American Express Card$859 (+$244)
- Disney® Inspire Visa® Card$669 (+$54)