Prime Visa
A no-annual-fee points card from JPMorgan Chase Bank, National Association.
JPMorgan Chase Bank, National Association · VISA
- Annual fee
- $0
- Purchase APR
- 18.74–27.49%variable
- Signup bonus
- $150
- Foreign transaction
- None
Earn Rules
| Dining | 2x Chase |
| Travel | 2x Chase |
| Gas | 2x Chase |
| All Other | 1x Chase |
Points are converted to cash at a conservative per-program rate. Most programs publish no guaranteed cash value, so those rates are estimates of typical redemption value, not guarantees. Actual value depends on how you redeem. See how we value points →
Temporary earning
Limited-time promos or rotating categories. Excluded from Net Annual Value because these expire.
| Rotating | 10x Chaseintro |
Rates with strings attached
These apply only at a specific brand, or need something beyond how you spend, like a balance held with the issuer or a status tier. They are real, but we do not count them in the value above, which uses the rates any cardholder earns on ordinary spending.
| with an eligible Prime membership | 5x Chase |
| with an eligible Prime membership | 5x Chase |
| with an eligible Prime membership | 5x Chase |
Signup Bonus
Prime members, get a $150 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance on approval of your credit card application.
Value: $150 · Spend $0
This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.
Who This Card Makes Sense For
- People who occasionally carry a balance. With no annual fee on top, the interest is the only cost.
Wondering if this card pays off for your situation? Is the Prime Visa worth it? →
Cards in the Same Fee Tier That Score Higher
A similar annual fee, ranked higher at the default profile.
- DoorDash Rewards Mastercard®$726 (+$397)
- Fifth Third 1.67% Cash/Back Card$701 (+$372)
- Citizens Summit® World Mastercard®$683 (+$354)