Cibc Aeroplan® Visa Infinite* Card
A $139-annual-fee miles card from CIBC Bank USA, with a $1,000 signup bonus.
CIBC Bank USA · VISA
- Annual fee
- $139
- Purchase APR
- 21.99–21.99%variable
- Signup bonus
- $1,000
- Foreign transaction
- None
Earn Rules
| Gas | 1.50% |
| Grocery | 1.50% |
| All Other | 1.00% |
Rates with strings attached
These apply only at a specific brand, or need something beyond how you spend, like a balance held with the issuer or a status tier. They are real, but we do not count them in the value above, which uses the rates any cardholder earns on ordinary spending.
| with Air Canada directly, including through Air Canada Vacations® | 1.50% |
| at participating Hyatt hotels and resorts | 1.50% |
Statement Credits
Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.
| Get a free Skip+ membership when you link your eligible CIBC credit card. Plus, enjoy $0 delivery fees and earn a $10 monthly voucher.monthlySource ↗ | $120/yr |
| Get 50% off Disney+ for 6 months. Use an eligible CIBC credit card to pay for your Disney+ Standard with Ads subscription, and automatically receive $4.50 each month in statement creditsmonthlySource ↗ | $27/yr |
| Total credits / year we count | $147 |
Why this differs from the issuer's headline number. Card marketing sums every credit at full value and assumes you use all of them. We count each credit at face value too, but only the ones shown above. A credit you won't use is worth $0 to you, so the honest number for most people is lower than the brochure. Decide which ones fit your life; the calculator counts what you tell it to.
Signup Bonus
Apply and earn up to $1,300 in value, which includes up to 50,000 Aeroplan points. 10,000 Aeroplan points when you make your first purchase. 15,000 Aeroplan points when you spend $6,000 or more during the first 6 monthly statements periods. 25,000 Aeroplan points as an additional anniversary bonus when you have at least $12,000 in net purchases posted on your account during the first 12 monthly statement periods.
Value: $1,000 · Spend $18,000 in 12 months
This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.
Who This Card Makes Sense For
- People who will spend $1,500 a month for the next 12 months anyway — that clears the $18,000 required for the $1,000 bonus, which covers the $139 fee and then some in year one.
Wondering if this card pays off for your situation? Is the Cibc Aeroplan® Visa Infinite* Card worth it? →
Cards in the Same Fee Tier That Score Higher
A similar annual fee, ranked higher at the default profile.
- Hilton Honors American Express Surpass® Card$972 (+$648)
- Delta SkyMiles® Gold American Express Card$859 (+$534)
- Disney® Inspire Visa® Card$669 (+$344)