Cibc Aeroplan® Visa Infinite* Card
A $139-annual-fee miles card from CIBC Bank USA, with a $1,000 signup bonus.
CIBC Bank USA · VISA
- Annual fee
- $139
- Purchase APR
- 21.99–21.99%variable
- Signup bonus
- $1,000
- Foreign transaction
- None
Earn Rules
| Gas | 1.50% |
| Grocery | 1.50% |
| All Other | 1.00% |
Rates with strings attached
These apply only at a specific brand, or need something beyond how you spend, like a balance held with the issuer or a status tier. They are real, but we do not count them in the value above, which uses the rates any cardholder earns on ordinary spending.
| with Air Canada directly, including through Air Canada Vacations® | 1.50% |
| at participating Hyatt hotels and resorts | 1.50% |
Statement Credits
Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.
| Get a free Skip+ membership when you link your eligible CIBC credit card. Plus, enjoy $0 delivery fees and earn a $10 monthly voucher.monthlySource ↗ | $120/yr |
| Get 50% off Disney+ for 6 months. Use an eligible CIBC credit card to pay for your Disney+ Standard with Ads subscription, and automatically receive $4.50 each month in statement creditsmonthlySource ↗ | $27/yr |
| Total credits / year we count | $147 |
The total counts each credit at face value, and only the ones reachable at this spending level.
Signup Bonus
Apply and earn up to $1,300 in value, which includes up to 50,000 Aeroplan points. 10,000 Aeroplan points when you make your first purchase. 15,000 Aeroplan points when you spend $6,000 or more during the first 6 monthly statements periods. 25,000 Aeroplan points as an additional anniversary bonus when you have at least $12,000 in net purchases posted on your account during the first 12 monthly statement periods.
Value: $1,000 · Spend $18,000 in 12 months
This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.
Who This Card Makes Sense For
- People who will spend $1,500 a month for the next 12 months anyway. That clears the $18,000 required for the $1,000 bonus, which covers the $139 fee and then some in year one.
Wondering if this card pays off for your situation? Is the Cibc Aeroplan® Visa Infinite* Card worth it? →
Cards in the Same Fee Tier That Score Higher
A similar annual fee, ranked higher at the default profile.
- Hilton Honors American Express Surpass® Card$972 (+$648)
- Delta SkyMiles® Gold American Express Card$859 (+$534)
- Disney® Inspire Visa® Card$669 (+$344)