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Citi® / AAdvantage® Platinum Select® World Elite Mastercard® card

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

A $99-annual-fee miles card from Citibank, National Association, with a $800 signup bonus.

MilesAirline co-brand

Citibank, National Association · MASTERCARD

Annual fee
$99
Purchase APR
19.49–29.49%variable
Signup bonus
$800
Foreign transaction
None

Earn Rules

Dining2x American
Gas2x American
All Other1x American

Points are converted to cash at a conservative per-program rate. Most programs publish no guaranteed cash value, so those rates are estimates of typical redemption value, not guarantees. Actual value depends on how you redeem. See how we value points →

Rates with strings attached

These apply only at a specific brand, or need something beyond how you spend, like a balance held with the issuer or a status tier. They are real, but we do not count them in the value above, which uses the rates any cardholder earns on ordinary spending.

on eligible American Airlines purchases2x American

Signup Bonus

FOR A LIMITED TIME, EARN 80,000 AADVANTAGE® BONUS MILES AFTER QUALIFYING PURCHASES after $3,500 in purchases in the first 4 months.

Value: $800 · Spend $3,500 in 4 months

This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.

Who This Card Makes Sense For

  • People who reliably pay their balance in full each month. The 29.49% APR would wipe out the card's other benefits within a single billing cycle of revolving.
  • People who will spend $875 a month for the next 4 months anyway. That clears the $3,500 required for the $800 bonus, which covers the $99 fee and then some in year one.
  • People whose flights are mostly with Citibank, National Association. The 2x is where this card beats a general-purpose one, and it only applies to that spending.

Where This Came From

Wondering if this card pays off for your situation? Is the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® worth it? →

Cards in the Same Fee Tier That Score Higher

A similar annual fee, ranked higher at the default profile.