Citi Strata Premier® Card
A $95-annual-fee points card from Citibank, National Association, with a $600 signup bonus.
Citibank, National Association · MASTERCARD
- Annual fee
- $95
- Purchase APR
- 19.49–27.49%variable
- Signup bonus
- $600
- Foreign transaction
- None
Earn Rules
| Travel | 300.00% |
| Dining | 300.00% |
| Grocery | 300.00% |
| Gas | 300.00% |
| Travelbooked on cititravel.com | 1000.00% |
| All Other | 100.00% |
Statement Credits
Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.
| $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through cititravel.com or 1-833-737-1288yearSource ↗ | $100/yr |
| Total credits / year we count | $100 |
Why this differs from the issuer's headline number. Card marketing sums every credit at full value and assumes you use all of them. We count each credit at face value too, but only the ones shown above. A credit you won't use is worth $0 to you, so the honest number for most people is lower than the brochure. Decide which ones fit your life; the calculator counts what you tell it to.
Signup Bonus
after spending $4,000 in the first 3 months
Value: $600 · Spend $4,000 in 3 months
This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.
Who This Card Makes Sense For
- People who reliably pay their balance in full each month. The 27.49% APR would wipe out the card's other benefits within a single billing cycle of revolving.
Wondering if this card pays off for your situation? Is the Citi Strata Premier® Card worth it? →
Cards in the Same Fee Tier That Score Higher
A similar annual fee, ranked higher at the default profile.
- British Airways Visa Signature® Credit Card$1,249 (+$809)
- Iberia Visa Signature® Credit Card$1,245 (+$805)
- Marriott Bonvoy Boundless® Credit Card$1,149 (+$708)