Citi Strata Premier® Card
A $95-annual-fee points card from Citibank, National Association, with a $600 signup bonus.
Citibank, National Association · MASTERCARD
- Annual fee
- $95
- Purchase APR
- 19.49–27.49%variable
- Signup bonus
- $600
- Foreign transaction
- None
Earn Rules
| Travelbooked on cititravel.com | 10x Citi |
| Travel | 3x Citi |
| Dining | 3x Citi |
| Grocery | 3x Citi |
| Gas | 3x Citi |
| All Other | 1x Citi |
Points are converted to cash at a conservative per-program rate. Most programs publish no guaranteed cash value, so those rates are estimates of typical redemption value, not guarantees. Actual value depends on how you redeem. See how we value points →
Statement Credits
Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.
| $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through cititravel.com or 1-833-737-1288yearSource ↗ | $100/yr |
| Total credits / year we count | $100 |
The total counts each credit at face value, and only the ones reachable at this spending level.
Signup Bonus
after spending $4,000 in the first 3 months
Value: $600 · Spend $4,000 in 3 months
This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.
Who This Card Makes Sense For
- People who reliably pay their balance in full each month. The 27.49% APR would wipe out the card's other benefits within a single billing cycle of revolving.
Wondering if this card pays off for your situation? Is the Citi Strata Premier® Card worth it? →
Cards in the Same Fee Tier That Score Higher
A similar annual fee, ranked higher at the default profile.
- British Airways Visa Signature® Credit Card$1,249 (+$839)
- Iberia Visa Signature® Credit Card$1,245 (+$835)
- Marriott Bonvoy Boundless® Credit Card$1,149 (+$739)