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Travel Rewards Credit Card card

Travel Rewards Credit Card

A $95-annual-fee points card from First-Citizens Bank & Trust Company.

Points

First-Citizens Bank & Trust Company · VISA

Annual fee
$95
Purchase APR
16.49–25.49%variable
Foreign transaction
None

Earn Rules

Travel3.00%
Dining2.00%
All Other1.50%

Statement Credits

Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.

$100 annual ancillary travel credityearSource ↗$100/yr
Total credits / year we count$100

The total counts each credit at face value, and only the ones reachable at this spending level.

Who This Card Makes Sense For

  • People who reliably pay their balance in full each month. The 25.49% APR would wipe out the card's other benefits within a single billing cycle of revolving.

Where This Came From

Wondering if this card pays off for your situation? Is the Travel Rewards Credit Card worth it? →

Cards in the Same Fee Tier That Score Higher

A similar annual fee, ranked higher at the default profile.