
Travel Rewards Credit Card
A $95-annual-fee points card from First-Citizens Bank & Trust Company.
Points
First-Citizens Bank & Trust Company · VISA
- Annual fee
- $95
- Purchase APR
- 16.49–25.49%variable
- Foreign transaction
- None
Earn Rules
| Travel | 3.00% |
| Dining | 2.00% |
| All Other | 1.50% |
Statement Credits
Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.
| $100 annual ancillary travel credityearSource ↗ | $100/yr |
| Total credits / year we count | $100 |
The total counts each credit at face value, and only the ones reachable at this spending level.
Who This Card Makes Sense For
- People who reliably pay their balance in full each month. The 25.49% APR would wipe out the card's other benefits within a single billing cycle of revolving.
Wondering if this card pays off for your situation? Is the Travel Rewards Credit Card worth it? →
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A similar annual fee, ranked higher at the default profile.
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