Truist Enjoy Beyond Visa® Credit Card
A $95-annual-fee points card from Truist Bank.
Points
Truist Bank · VISA
- Annual fee
- $95
- Purchase APR
- 18.74–27.74%variable
- Signup bonus
- $300
- Foreign transaction
- 3%
Earn Rules
| Travel | 3.00% |
| Dining | 2.00% |
| All Other | 1.00% |
Statement Credits
Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.
| up to $100 annual travel experience statement credit for ground transport and streaming servicesyearSource ↗ | $100/yr |
| Up to $120 statement credit for TSA PreCheck® or Global Entry® fee awarded once every four years.every 4 years (amortized)Source ↗ | $30/yr |
| Total credits / year we count | $130 |
The total counts each credit at face value, and only the ones reachable at this spending level.
Signup Bonus
30,000 bonus points after you spend $1,500 on purchases within 90 days of account opening
Value: $300 · Spend $1,500 in 3 months
This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.
Who This Card Makes Sense For
- People who reliably pay their balance in full each month. The 27.74% APR would wipe out the card's other benefits within a single billing cycle of revolving.
Where This Came From
Wondering if this card pays off for your situation? Is the Truist Enjoy Beyond Visa® Credit Card worth it? →
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A similar annual fee, ranked higher at the default profile.
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