U.s. Bank Shopper Cash Rewards® Visa Signature® Card
A $95-annual-fee cashback card from U.S. Bank National Association.
U.S. Bank National Association · VISA
- Annual fee
- $95
- Purchase APR
- 17.99–27.99%variable
- Signup bonus
- $250
- Foreign transaction
- 3%
Earn Rules
| Travel | 5.50%booked directly in the Travel Center |
| All Other | 1.50% |
Temporary earning
Limited-time promos or rotating categories. Excluded from Net Annual Value because these expire.
| Rotating | 6.00%rotating |
| Rotating | 3.00%rotating |
Statement Credits
Each credit shown at full face value. The NAV math counts the total. What you actually use is your call.
| Low annual fee for the first yearyearSource ↗ | $95/yr |
| Total credits / year we count | $95 |
The total counts each credit at face value, and only the ones reachable at this spending level.
Signup Bonus
Earn a $250 bonus after you spend $2,000 in eligible purchases within the first 120 days of account opening.
Value: $250 · Spend $2,000 in 4 months
This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.
Who This Card Makes Sense For
- People who reliably pay their balance in full each month. The 27.99% APR would wipe out the card's other benefits within a single billing cycle of revolving.
Where This Came From
Wondering if this card pays off for your situation? Is the U.s. Bank Shopper Cash Rewards® Visa Signature® Card worth it? →
Cards in the Same Fee Tier That Score Higher
A similar annual fee, ranked higher at the default profile.
- British Airways Visa Signature® Credit Card$1,249 (+$782)
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- Marriott Bonvoy Boundless® Credit Card$1,149 (+$681)