Premier Visa® Signature Preferred Credit Card

Earn Rules?How much you earn back per dollar in each spending category. Cashback cards show these as percentages (2% back on groceries). Points/miles cards show them as multipliers (3x on dining). The math applies each rule to your spending in that category to compute total rewards for the year.

Signup Bonus?A one-time reward for opening the card and meeting a spend requirement. The full bonus counts toward the card's Year 1 value (only when your spend qualifies) and is excluded from its ongoing value.

Receive a $150 introductory bonus or 15,000 bonus points when you spend $4,000 in the first 90 days

Value: $150 · Spend $4,000 in 3 months

This bonus is counted in full in the card's Year 1 value, and only when your spend meets the requirement. It's excluded from the ongoing value.

Who This Card Makes Sense For

• People who reliably pay their balance in full each month. The 25.74% APR would wipe out the card's other benefits within a single billing cycle of revolving.

Where This Came From

• APR range“17.74% – 25.74%”
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• Intro APR“0%”
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• Annual fee“annual fee for the first year ($95”
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Wondering if this card pays off for your situation? Is the Premier Visa® Signature Preferred Credit Card worth it? →

Cards in the Same Fee Tier That Score Higher

A similar annual fee, ranked higher at the default profile.

• British Airways Visa Signature® Credit Card$1,249 (+$890)
• Iberia Visa Signature® Credit Card$1,245 (+$886)
• Marriott Bonvoy Boundless® Credit Card$1,149 (+$789)